No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I don't have access to my FICO 8 EQ, but my FAKO and FICO are pretty comparible.
I've been using CK to learn more about credit scoring, and relying on that score (I know) I applied for a credit card and got denied, twice. OUCH.
My FAKO and FICO are pretty far apart.
Credit Karma
TU - 702
EQ - 608
MY FICO
EX - 640
TU - 631
EQ - 593
I must be an anomaly. My CK/CS scores (esp the last 5-6 months) has been almost spot on to my fico score from citi, walmart and discover. Quizzle, at least for me, has always been (and still is) a joke. It is normally about 40-50 points off my fico.
EQ
Citi - 793
CK - 799
TU
Walmart -802
Discover - 804
CK - 804
CS- 807
EX
Amex - 774
Quizzle - 799
quick one. FAKO VS3 doesn't really care much about my SSL/installment loan (from Alliant CU).
while i gained 37-40 pts on my FICO 08, VS3 deducted 10-11 pts.
current VS3 score:
TU 743 was 754 before SSL
EX 744 was 729 *well this one actually went up.
EQ 745 was 755
current FICO 08:
TU 805 was 765 *ditto
EX 797 was 763 *huge jump coz of SSL
EQ ??? but probably same as TU
needless to say, a wide margin between my fako and my fico scores. *50+ pts
I'm laughing because after months of my Vantage scores being close to 100 points higher than FICO scores, my EQ Vantage dropped 24 points about 48 hours before my FICO EQ score increased by 24 points. I'm sure that makes sense in some parallel universe. I'm just happy to have my FICOs getting close to where the useless VS numbers have been.
Nice thoughts.
Reason for that is.
advantage looks at your picture for last 2 years or so and any recent activity in your credit.
Fico looks at your all credit history .
so if you applied and open accounts recently In Advantage it will bounce more than your Fico
hope that kind of helps.