Final 30 day late fall off impact on FICO

[jetsfan2013]

I have one final 30 day late from years ago scheduled to fall off my report in December. 

How would zero lates ultimately impact my score?

[SouthJamaica]

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@jetsfan2013 wrote:

I have one final 30 day late from years ago scheduled to fall off my report in December. 

How would zero lates ultimately impact my score?

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When it happens, you tell us.

[RSX]

i think the majority of your points hit is over - BUT - you will drop the Missed Payment note on your credit reports

and that may be the main change

i also have 2 to drop off in May 2024 - and will be thinking about 10pts or so

[OmarGB9]

To be honest, if it's "years old," you may not see much of a score change, unfortunately. 30 day lates lose most of their sting after 2 years. 

[SweetCreditObsession]

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@jetsfan2013 wrote:

I have one final 30 day late from years ago scheduled to fall off my report in December. 

How would zero lates ultimately impact my score?

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I saw a 36 point increase to my EX file. You can read my post here for details.

Best wishes!