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Finally the 800 Club!

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Monnie
Member

Finally the 800 Club!

I finally made it to the 800 club! Equifax jumped to 813 when I played with my credit mix. For the longest time, I was stuck between 775 and 790. I bit the bullet in July, sacrificed a loss of a couple of points for using my new card, paid it off within 30-days, and viola! It took some sleepless nights to wonder if I made the right decision, but it all paid off today. Now, I am waiting to see what happens with Transunion (776) and Experian (797). That instant Lowes card for $13K did the trick!!! 

 

 

 

Starting Score: 648
Current Score:813
Goal Score: 850


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12 REPLIES 12
SouthJamaica
Mega Contributor

Re: Finally the 800 Club!


@Monnie wrote:

I finally made it to the 800 club! Equifax jumped to 813 when I played with my credit mix. For the longest time, I was stuck between 775 and 790. I bit the bullet in July, sacrificed a loss of a couple of points for using my new card, paid it off within 30-days, and viola! It took some sleepless nights to wonder if I made the right decision, but it all paid off today. Now, I am waiting to see what happens with Transunion (776) and Experian (797). That instant Lowes card for $13K did the trick!!! 

 

 

 


Congratulations on achieving this milestone Smiley Happy


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 2 of 13
pizzadude
Credit Mentor

Re: Finally the 800 Club!

Congrats on breaking into the 800s !  Smiley Very Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 13
FireMedic1
Community Leader
Mega Contributor

Re: Finally the 800 Club!

Congrats @Monnie . Nice job.


Message 4 of 13
Suzette2
Frequent Contributor

Re: Finally the 800 Club!


@Monnie wrote:

I finally made it to the 800 club! Equifax jumped to 813 when I played with my credit mix. For the longest time, I was stuck between 775 and 790. I bit the bullet in July, sacrificed a loss of a couple of points for using my new card, paid it off within 30-days, and viola! It took some sleepless nights to wonder if I made the right decision, but it all paid off today. Now, I am waiting to see what happens with Transunion (776) and Experian (797). That instant Lowes card for $13K did the trick!!! 

 

 

 


Good stuff! Congratttts! 

6/20 :12/22 :
Message 5 of 13
800who
Regular Contributor

Re: Finally the 800 Club!

Definitely the big hurdle to get over, seems like it's impossible, until it isn't Smiley Wink congrats on your accomplishment

Message 6 of 13
cashorcharge
Community Leader
Super Contributor

Re: Finally the 800 Club!

That's terrific!  Congratulations 

Message 7 of 13
babygirl1256
Senior Contributor

Re: Finally the 800 Club!

Congrats on making it to the 800 Club!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 13
MasonK
Frequent Contributor

Re: Finally the 800 Club!

Congrats on reaching your goal!

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
1/1/23 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $131,800

Message 9 of 13
RockyTop_TN
New Contributor

Re: Finally the 800 Club!

Congrats.  That's my goal as well.  Stagnant at 770......


Message 10 of 13
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