UPDATE: My score went from 657 to 736. From 117% to 1% in a month.
I'm sorry I was off by 40 points.
But wrong in your favor. Congrats!!
I think that's a good indicator of how much util affects your score. Congrats!!!
This is amazing! I just paid off my biggest credit card two days ago in one fell swoop and I can't wait to see how much my score goes up. After that I'm going to pay my lower balance cards down to zero in the next month or so. Your post has me so excited and hopeful. My util was about 95%.
Welcome Starsandbucks, Congrats on paying your biggest balance. That's gotta feel great!
Yes, Util has a big impact on Score. I was at 85% in Jan, I am at 25% now and my scores went up 53 pts.