Gateway/other financing appears on CRAs? - myFICO® Forums - 181566

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If I get approved at Gateway for financing on a laptop, especially one with the no payments/interest for 6 months, will that show up on my Credit Report and affect my Utilization or in any other way negatively affect my ability to get approved for credit?

Thanks in advance!

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2 REPLIES 2

I would think that as soon as you purchase the computer the balance owed and CL will show up when they update to the CRAs.

Elan Visa Business Cash Preferred | $50K 3/2024

AmEx Business Blue Cash | $30K 12/2021

FNBO Evergreen | $25K 11/2021

AmEx HiltonHonors Surpass | $25K 6/2022

Chase Freedom Unlimited | $20K 11/2021

Chase Freedom Flex | $20K 4/2022

Chase Marriott Bonvoy Boundless | $20K 3/2024

SW Priority Card | $17K 3/2019

Chase Southwest Performance Business | $17K 11/2022

Discover IT Card | $16K 7/2020

Barclays Arrival World MasterCard | $12.7K (SD) 3/2016

AmEx EveryDay Preferred | $5.9K 3/2019

Capital One Venture One Card | $5.1K (SD) 12/2007

Chase Ink Business Unlimited | $5K 12/2021

AmEx Blue Cash Preferred | apping Not sure when

2023 Genesis GV80

Starting Score: 469
Current Score: 846
Goal Score: 850
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That would suck for utilization. I'll wait unitl I app for the other cards/

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