Eq went from 690-765 after I made my a rather large payment on my Discover It. I pay for my schooling a year in advance and Discover is always great about giving me a 0% APR for 12 months. (I pay it back once I get scholarships or work reinburses me).
Other two scores Were always in the 700 could never get EQ out of the 600 range. Well I paid 47% of my outstanding debt on my discover. It was at 22% UTI and it brought it to 12% UTI.
Equifax jumped 75 pts with the elimination of half the balance. Of course EX is not updating. The same 47% payment on my TU only showed a 8pt bump to 746.
With one payment EQ is now my highest!!!!!!
This is a giant victory for me! AS EQ has always been my downer. 