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Giant Victory EQ Gained 75 pts+

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Regular Contributor

Giant Victory EQ Gained 75 pts+

Eq went from 690-765 after I made my a rather large payment on my Discover It. I pay for my schooling a year in advance and Discover is always great about giving me a 0% APR for 12 months. (I pay it back once I get scholarships or work reinburses me). 

 

Other two scores Were always in the 700 could never get EQ out of the 600 range. Well I paid 47% of my outstanding debt on my discover. It was at 22% UTI and it brought it to 12% UTI. 


Equifax jumped 75 pts with the elimination of half the balance. Of course EX is not updating. The same 47% payment on my TU only showed a 8pt bump to 746. 

 

With one payment EQ is now my highest!!!!!! 

 

This is a giant victory for me! AS EQ has always been my downer. Smiley Very Happy

13 TL -145K In Revolving Credit
Current My Fico EQ: 777 - TU:783 (Discover) - EX: 765 Last App 9/27/2016-Last HP 10/5/16
Message 1 of 5
4 REPLIES 4
New Member

Re: Giant Victory EQ Gained 75 pts+

Nice bump! Congrats!

 

TU is my bane, EQ used to be.

Message 2 of 5
Valued Contributor

Re: Giant Victory EQ Gained 75 pts+

That is HUGE! Congratulations!!!

| Gardening goal: Jun 2016 Baby Steps | Sep 2015 scores EQ 639 TU 678 EX 653 | In the garden since 7/24/15 | Util 21% |
Message 3 of 5
Valued Contributor

Re: Giant Victory EQ Gained 75 pts+

Awesome...congratulations on the huge jump!



EQ: 820 || TU: 825 || EX: 812 (From CCT: 7/20/17) || Garden since 1/5/18. CapOne Quicksilver $22k || Home Depot $16k || Lowes $16k || DiscoverIT $27.5k || BofA Rewards $15k || Barclay Ring $10k || BJ's Perks $13.5k || PSECU $9k || Chase Freedom $7k || AMEX BCE $17.1k || USBank Cash+ $12K || Citi DC $8K || FNBO Sheetz $6K || PSECU Founders $5K || PayPal Credit $4K ||
Message 4 of 5
Regular Contributor

Re: Giant Victory EQ Gained 75 pts+

Congratulations on the score jump!

Starting Scores (01/01/15): EQ 571 TU 531 EX 543
Current Scores (06/22/17): EQ 689 TU 710 EX 702
Goal Score (by 01/01/18): 740+ across the board
Seedlings last planted on 05/31/17. Cultivating until 2018 (hopefully)
Message 5 of 5
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