Glitch or I'm missing something

Anonymous · ‎07-23-2020

Dirty scorecard (but derogs paid). 2 open CCs, 1 paid revolving CO. No other revolving accounts. How is this my agg util? Thanks!

Anonymous · ‎07-23-2020

By the way, the only CR dinged as high util is EX. Maybe the dash (-) instead of 0 isn't being read as 0?

TheKid2 · ‎07-23-2020

It's definitely not the dash, as some of mine are "-" and read as $0. I would pull credit reports from ACR and read through them line by line. It has to be somewhere.

JOINED 4/2020

FICO 8 = 582, 620, 589 / Mortgage = 633, 526, 581

CURRENT PEAK *Thanks to the MF Community!

FICO 8 = 715, 711, 720 / Mortgage = 688, 696, 681

Anonymous · ‎07-28-2020

@TheKid2 wrote:
It's definitely not the dash, as some of mine are "-" and read as $0. I would pull credit reports from ACR and read through them line by line. It has to be somewhere.

Pretty much took the words out of my mouth, you are reading hearsay. go get it from the horses mouth and then we'll figure out what's going on. Until then you're reading somebody's interpretation of your credit report rather than seeing the actual data yourself.