Does it show on other third-party CMSes that use EX data? (credit.com, for instance)
Curious if it's an MF-specific issue, or a more general EX->3rd party issue.
MF does do odd things with inquiries on the 1B/3B reports - hiding all inquiries more than 12 months old (as they are unscorable), even though they do still exist on the real reports...
Credit.com doesn't have great report data or format I should say but before I enrolled with EX this was the free site I used for account information, having CK to cover EQ and TU. It now updates every 14 days.
I think you mentioned your EX INQ woes in another thread, and I also mentioned mine:
Nusenda CU HP 12-03-18
MF - No
CCT - Yes
I haven't spoken/complained to anyone about it.
I barely started noticing the discrepancies about 2-3 months ago and they will become unscoreable this December, so I guess I just don't have any motivation to do anything about it. In the end, I have a proper SP reporting and a HP not reporting on my EX 1B.
It could be worse!
How did you access SP’s on a third-party site?
Honestly, since only 3 of them are reporting my actual SP as a HP, I just assumed that the one's that DIDN"T report it as a HP were correctly classifying it as a SP (that I couldn't see).
Also, some of them (discovercard, I think?) only give you the number of HP inq's with no description, so I am also able to match the accuracy by numbers. But on those, I guess my SP and HP could be reversed and still reporting incorrectly, but I have classifed it as a first world problem for me.
In the end, you are not crazy and you are correct. EX is absolutely buggy when it comes to reporting INQ's.