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Has anyone lost 25 points for 1 inquiry?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Contributor

Has anyone lost 25 points for 1 inquiry?

Anyone???? 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


12 REPLIES 12
Community Leader
Super Contributor

Re: Has anyone lost 25 points for 1 inquiry?

I doubt a single inquiry would come close to 25 points.
EX 753 EQ 769 TU 755
Message 2 of 13
Established Contributor

Re: Has anyone lost 25 points for 1 inquiry?

I did too until I ran my 65 page FICO 3B. I can't make it up 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 3 of 13
Super Contributor

Re: Has anyone lost 25 points for 1 inquiry?

We need @BrutalBodyShots to confirm something like that is possible.








***AD SPACE AVAILABLE***
Message 4 of 13
Established Contributor

Re: Has anyone lost 25 points for 1 inquiry?

No you don't - I'm telling you first hand!  I printed the whole 60+ pages and went through it after I received the alert. Nothing changed except this trash

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 5 of 13
Community Leader
Super Contributor

Re: Has anyone lost 25 points for 1 inquiry?

And two days from now you'll gain back the 25 points. lol

Well maybe not, but the FICO scores bounce around so much. It's not worth fretting unless you have a new baddie reporting.

I've only seen wild score swings like that from someone with a super thin/young file. 

 

I've seen others in the forum report strange drops in score, only to regain them days later.

Message 6 of 13
Established Contributor

Re: Has anyone lost 25 points for 1 inquiry?

Me too GMood in regards to reading about the quick jump back in terms of points. Very odd anyways. We will see. This really happened today and I was shocked driving back from DC I got the alert from MF. Lol.

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 7 of 13
Moderator Emeritus

Re: Has anyone lost 25 points for 1 inquiry?

What are the before and after reason codes?

 

What bureau / what score?




        
Message 8 of 13
Frequent Contributor

Re: Has anyone lost 25 points for 1 inquiry?

-20 from Equifax and -19 from Experian around Christmas on a non-derogatory, non-delinquency, thin file FICO Score Card / Bucket with no revolving accounts and 1 open installment loan. It was the first inquiry to show on each.

27 FICO Scores + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.
Message 9 of 13
Super Contributor

Re: Has anyone lost 25 points for 1 inquiry?

As asked by Rev in Post 8, I'd like to hear the reason codes before and after.  25 points lost for a single inquiry is far more than I've ever heard of, regardless of profile.  I know the OP stated that nothing else changed, but chances are something did.

Message 10 of 13