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MidnightVoice wrote:
I don't know what has changed, but my Juniper card is reporting the full credit limit of $7,500 on my latest TC reports
Tuscani wrote:
4. Some cards have limit ceilings where they will only report your limit under a certain amount. Juniper is a perfect example. If you have a Juniper card with a $7000 limit and it is not reporting you can call and request a credit limit decrease (CLD) to under their ceiling of $5000. The limit should then be reported during your next statement cycle.
@Anonymous wrote:I have a capital one and they do not report the score, we are working on repairing our credit and know that this is hurting our credit as this is the only revolving credit that we have. How can we have them report this without us having to update it through the CRA's every month?
A closed account's credit limit isn't factored into utilization, because it's not considered available credit.
DansRib wrote:
Some of my closed accts still show limits. Any chance those affect my score? (I'm betting not, but hope springs eternal.)