How accurate are the Credit Agencies Websites

[karrieu]

I just checked Transunion website after getting an alert from this website for Equifax Score increasing. When my lender (trying to get a home loan) pulled my report on May 28th it showed Transunion at a 602 and when I just got on their site it shows a 662.

How accurate is that? I mean I have done a few things that would make it come up but didn't expect that huge of a jump. If that is accurate that would be AWESOME!!!!

[llecs]

TransUnion sells scores, but they aren't FICO scores.

[karrieu]

Sorry I am new to this stuff. What do you mean they sell scores?

[pakman92]

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@llecs wrote:

TransUnion sells scores, but they aren't FICO scores.

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Correct.  They sell Transrisk scores.  It has a range from 100-900 and obviously different algorithm than FICO.

[InvincibleSummer3]

Karrieu, try this if you haven't already read it:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-101-START-HERE/m-p/8169

It might help....one of the best posts on this site, if you ask me.

[karrieu]

Thanks I'll take a look at that link.