How can I get to the 700s or 800s club?

[Anonymous]

  I'm in the  659,,645,646. I had better score but they went down for searching new ccs. I would like to know, what can I do to get better score. I pay my account on time, I don't use alot of the credit limit. I try not to use the cards that I have. If I do use them I pay them off the next month. 

[Creditaddict]

AGE is the best thing on your side.

the older your accounts get, the more you keep them under 9% util and the less new inq. you have the more your score will go up.

good mix of credit, car loan, credit card, store card, mortgage (really helps!)