Its not that unusual to see an account linger on the reports than normal. If its an account in good standing/closed, I wouldn't worry about it. I have an old account thats 11 years old that hasn't dropped from my EXP report, but has on the other two 
Im fine with it staying
Im fine with it staying
I have an account showing Closed since 1997. I'm not mentionin any names and mess up a good thing :-)
Last Inquiry 12/23/2022 Ally Bank Mortgage
@pizza1 wrote:
Its not that unusual to see an account linger on the reports than normal. If its an account in good standing/closed, I wouldn't worry about it. I have an old account thats 11 years old that hasn't dropped from my EXP report, but has on the other two
Ah, I hadn't realized that it was common for them to linger, thank you. I have an account that reports as closed 3/1/2000 that is still showing up on EQ but has disappeared from the other reports. Oddly, it shows it was most recently updated 4/2017 which I really don't understand. It had been closed for over 17 years at that point. It will be interesting to see when it finally drops off.
It's still on my Eq and Ex reports. So my aaoa is higher.
My eq and Ex are both about 30 points higher that TransUnion as a result
I had a CC from 1991-1993. All positive history. 29 years later, it's still on my report.
@disdreamin wrote:Dang okay, that is amazing that some are that old. Thank you for sharing, and I will patiently wait and hope my old account stays on. I think it's one of the reasons why that score is my highest of the three.
I forgot to mention that my 29 yr old account is only on my EQ report. That is why I have a higher perfect 850 score versus my other reports. It's the ONLY difference amongst my 3 reports.
In addition, it was a Synchrony credit card. People constantly complain about either EQ's and/or Synchrony's shortcomings. Those shortcomings are actually helping me out!
