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@Anonymous wrote:
@AnonymousThanks! Couldn’t remember SSFCUs name.
So USB, SSFCU, Ideal CU and Alliant I think. And ?
I just skimmed the entire 447 pages of that thread.
NFCU works perfectly; Alliant works but isn't secured; Ideal is dead because they noticed the excessive interest and found their way to the thread; US Bank is confirmed to work for auto and presumably should work for regular and secured loans as well; SSFCU works for those who are eligible; Wells Fargo works but has a $3K minimum, a $75 origination fee, and won't return any of your secured funds until the loan is paid in full; PenFed is still up in the air. @pizza1 said that they push your due date out on the personal loan product but I have seen others claim that PenFed shortened the terms. https://ficoforums.myfico.com/t5/Personal-Finance/PENFED-Personal-Loan-approved/m-p/5538290/highlight/true#M72487