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I pulled up mine and no update to my 5/4/2 scores and my scores have gone up with all three Fico 8 scores. Any suggestions?
@Anonymous wrote:I pulled up mine and no update to my 5/4/2 scores and my scores have gone up with all three Fico 8 scores. Any suggestions?
We would need to know more details about your profile to advise what would be the best strategies to increase your 5/4/2 scores. Any late payments, charge offs, or collections? How many revolving accounts do you have? How many of those are reporting balances? What is your utilization, per card and overall? How many open loans do you have? What is the age of your oldest account and the average age of your accounts? Also, how recent was your newest account opened?
The more details you can provide on your profile the better insight we cna give as to why you have seen F8 changes but not 5/4/2 changes. We can also give you some strategies that have been proven to increase 5/4/2 scores.