cancel
Showing results for 
Search instead for 
Did you mean: 

How to tell if you have a Fraud Alert?

tag
Anonymous
Not applicable

How to tell if you have a Fraud Alert?

I don't have any on my TU MyFico however on a TriPull a mortgage lender did I am 50/50 whether the printout indicates one;

 

Fraud Check

Ownership:  : BorV3

Fraud Message:  Clear for all searches performed., Clear for all searches performed.

Alert Type: High Risk Fraud Alert

Repository: TUC

 

Now 'Ownership: BorV3" mean Transunion. So the way I read this the first time was they found no alerts (Clear for all searches) and the Alert Type they searched on was High Risk Fraud Alert.  Now I am not so sure.  Would I find that on a MyFico especially if I had TU Reporting?

Message 1 of 3
2 REPLIES 2
smallfry
Senior Contributor

Re: How to tell if you have a Fraud Alert?

Get all your reports online via the back door. If you have a fraud alert it should state as much.
Message 2 of 3
AndySoCal
Senior Contributor

Re: How to tell if you have a Fraud Alert?

The High Risk Fraud Alert response you received means there are no fraud slerts at Trans Union.  Usually the address and social security number are searched. 
FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.