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I remember my low score of 525 after life took a nose dive and now I've exited the end the tunnel. The pastures are green, the sun is shining and my TU score is 801! That came after a 9 point gain. I added another card to my profile and a $28K auto loan. 1HP for the two accounts. The auto loan is in addition to another one that has a $2200 balance. I expected to lose a few points when those accounts started reporting. Total credit card utilization is at 10% with 3 cards reporting. One is for monthly expenses that is always PIF and the other two are taking advantage of 0% offers. The highest single card utilization is 42%.
@masscredit wrote:I remember my low score of 525 after life took a nose dive and now I've exited the end the tunnel. The pastures are green, the sun is shining and my TU score is 801! That came after a 9 point gain. I added another card to my profile and a $28K auto loan. 1HP for the two accounts. The auto loan is in addition to another one that has a $2200 balance. I expected to lose a few points when those accounts started reporting. Total credit card utilization is at 10% with 3 cards reporting. One is for monthly expenses that is always PIF and the other two are taking advantage of 0% offers. The highest single card utilization is 42%.
Congratulations
Congrats dude! I know you've been working on that for a long time.
Now just don't have a booboo like I did and lose it heh.
Woohoo!!! Congrats. I know that feels so nice :-)
Awesome.....Congratulations!
MC, congrats on hitting that eight-hundo milestone!
Prior to your AoYA drop to 0 months here, what was your AoYA prior? I'm thinking it must have been < 12 months, as if not your scores would likely have taken a 15-20 points penalty?
Congrats !