I just hit 828

[Anonymous]

Long term reader and never a created login. This site has some great information. I have 828-830 FICO and other three bureaus. around 800-820. https://i.imgur.com/zVB5GZy.png

What are things I should look to make sure I stay in this levels? I monitor my expenses and cash flow very closely.

[RonM21]

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@Anonymous wrote:

Long term reader and never a created login. This site has some great information. I have 828-830 FICO and other three bureaus. around 800-820. https://i.imgur.com/zVB5GZy.png

What are things I should look to make sure I stay in this levels? I monitor my expenses and cash flow very closely.

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Welcome @Anonymous!! WIth those scores, amy be you could stick around and help give others like me pointers!   Great job with your scores.  I agree, there is valuable info on this site that is very helpful. 

I don't know what I can tell you about how to stay at the level you are at, as I have never had my scores that high yet.  I can't speak from experience.  So, I would only say keep doing whatever got you there and try not to do too much that can cause any negative impact if you want to maintain those scores. 

[19eighty5]

Congratulations on achieving your current score and welcome to the MyFICO forums!

[CramEiko]

Welcome to myFico Forums.

[Anonymous]

RonM21 Pay them on time and not carry any balance. I will try to keep the hard pull 1 or less annually thanks! 

[Anonymous]

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@Anonymous wrote:

RonM21 Pay them on time and not carry any balance. I will try to keep the hard pull 1 or less annually thanks! 

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LOL I was just about to post the same answers to you for keeping the scores in 800s. Never pay late and app minimally is the key, carrying balance if needed or for 0% offers leading to higher UTI is ok as long it's temporary, as UTI has no memory

[Imhotrodcrazy]

Fantastic scores, just keep doing what you are doing and they will climb higher.

[Anonymous]

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@Anonymous wrote:

Long term reader and never a created login. This site has some great information. I have 828-830 FICO and other three bureaus. around 800-820. https://i.imgur.com/zVB5GZy.png

What are things I should look to make sure I stay in this levels? I monitor my expenses and cash flow very closely.

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Lol, don't catch tuberculosis, congrats on those amazing scores!

[Shadowfactor]

Overall utilization under 8.9% and no new accounts will keep you at that score range.

WElcome to the fourms

[Anonymous]

841!

https://i.imgur.com/5rnmgrQ.png