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Sleigh Center for you, my man!
fused wrote:That's it, I'm going to do a hula dance on the luv button right now!!!!!!
What, finally going for an F/R, are we?
@fused wrote:That's it, I'm going to do a hula dance on the luv button right now!!!!!!
Well, the Collection dropped off and I went up 49 points on EX. So presumably most of the rest is due to the HELOC and high util because of the HELOC. But the new AMEX Blue should drive that down a little, plus some extra money paying down the HELOC in January
MidnightVoice wrote:It also said it was happy with all my high CLs. But I am talking FICO here, not FAKO. My EX FICO is almost 100 points lower than my EQ and TU FICOs - and there are now two reasons, and I still think they are worth 50 points each
concorduser wrote:Can you ask EX or the Bank to recode the HELOC?I don't know. Any help from the experts?
Sure you can ask, but they don't have to.
MidnightVoice wrote:
concorduser wrote:
Can you ask EX or the Bank to recode the HELOC?
I don't know. Any help from the experts?
@Anonymous wrote:
I looked a little deeper with my HELOC on my FICO reports-
Even though they all show the balance in Revolving- FICO is classifing them in the reports
TU-Mortgage on the report Account type: Home Equity Loan
Credit Type:Revolving Account
EQ-Mortgage on the report Credit Type Revolving, comments:
* Home equity
* Line of credit
EX-LOC on the report Account type: Credit Line Secured, Revolving Credit Type: Revolving