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What's the CL on your HELOC? It seems like somewhere in between $25K and $40-50K, it flips over to installment. That's how it works on others' scores, anyway. I finally got a serious balance on mine last month ($13K out of $50K), and the statement just dropped, so once the 3 reports post, I'm pulling scores (again!) to see if they changed. Inquiring minds want to know!
positronicshell wrote:
on my FICO reports EX is the only report that lists my HELOC under revolving.
i am sure it is costing me a ton of points too.
please keep us posted on how your dispute pans out!
xoxox jane
haulingthescoreup wrote:
What's the CL on your HELOC? It seems like somewhere in between $25K and $40-50K, it flips over to installment. That's how it works on others' scores, anyway. I finally got a serious balance on mine last month ($13K out of $50K), and the statement just dropped, so once the 3 reports post, I'm pulling scores (again!) to see if they changed. Inquiring minds want to know!
positronicshell wrote:
on my FICO reports EX is the only report that lists my HELOC under revolving.
i am sure it is costing me a ton of points too.
please keep us posted on how your dispute pans out!
xoxox jane
@Anonymous wrote:
I am betting on zero change-
@haulingthescoreup wrote:
@Anonymous wrote:
I am betting on zero change-
Too chicken to bet --I don't want to jinx it --but this is what I'm hoping, since that's what happened with you.
You do realize that if they drop my score, they'll have to drop yours!