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Inquiries deleted=10pts increase

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AllZero
Mega Contributor

Re: Inquiries deleted=10pts increase

Hmmm...nothing notable that I can immediately recognize. You only aged 1 additional month on your before and after?

Are those your current scores in the signature?

No utilization change or number of accounts reporting a balance?
Message 11 of 17
Aspireto850
Established Contributor

Re: Inquiries deleted=10pts increase

@AllZero,

No other changes! I called in the EE request early evening one day and next morning got the inquiry removal alert and score increase alert. While it could be something else, the timing is too coincidental.








Message 12 of 17
AllZero
Mega Contributor

Re: Inquiries deleted=10pts increase

To confirm:

What date did you call in for EE, 10/1?

What date was it removed, 10/2?
Message 13 of 17
Aspireto850
Established Contributor

Re: Inquiries deleted=10pts increase

@AllZero,

 

Just checked, I submittedd EE early evening on 9/29 and the removal alert came in about 3 am on 9/30 @ 8 hours after request.









Message 14 of 17
AllZero
Mega Contributor

Re: Inquiries deleted=10pts increase

^ What credit monitoring service are you using?

Do you get daily reports, e.g. Experian.

If daily, did you notice any score change going from 9/30 to 10/1.

Your 3 inquiries were close to 2 years old, correct?

As Remedios, Kad4life, and BBS have mentioned, inquiries become unscorable at 365 days. So trying to guess what other factor it could be.
Message 15 of 17
Aspireto850
Established Contributor

Re: Inquiries deleted=10pts increase

@AllZero,

The score came directly from my Experian paid monitoring which is the CB I requested EE.

I also have subscription to myFICO.

Not sure what it could be other than removal. I get new report each day so know there are any account related changes. Must be aging of sort sort or just my luck for the day! 😉








Message 16 of 17
SouthJamaica
Mega Contributor

Re: Inquiries deleted=10pts increase


@Aspireto850 wrote:

Hi All,

 

Called Experian and ask for early deletion of 3 credit inquiries scheduled to fall off in 3 weeks. In less than 24 hours they were removed and I got an alert this morning my score went up 10 points.

 

Didn't expect that increase; thought it would be more like 2-3 points but I'll take it.

 

 


Congratulations. And thanks for the data point.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 17 of 17
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