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seeing that credit karma can be a little off sometimes on the CC offers and credit scores. so it says on my credit reports that m AAOA is a little over a year ?
is this correct with credit karma ?
Thanks
@Anonymous wrote:seeing that credit karma can be a little off sometimes on the CC offers and credit scores. so it says on my credit reports that m AAOA is a little over a year ?
is this correct with credit karma ?
Thanks
Nope, they only use open accounts, Fico uses closed & open.
They ignore closed accounts, which really hurts me. They ignore a 23 yr old closed account. My aaoa with them is only 3 plus years where as fico has me between 6 - 7 yrs aaoa.
@Imhotrodcrazy wrote:They ignore closed accounts, which really hurts me. They ignore a 23 yr old closed account. My aaoa with them is only 3 plus years where as fico has me between 6 - 7 yrs aaoa.
It really doesn't hurt you because creditors consider closed accounts in their AAoA so it's best to ignore CK in that regards.