Is credit karma accurate on AAoA

[Anonymous]

seeing that credit karma can be a little off sometimes on the CC offers and credit scores. so it says on my credit reports that m AAOA is a little over a year ?

is this correct with credit karma ?

Thanks 

[gdale6]

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@Anonymous wrote:

seeing that credit karma can be a little off sometimes on the CC offers and credit scores. so it says on my credit reports that m AAOA is a little over a year ?

is this correct with credit karma ?

Thanks 

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Nope, they only use open accounts, Fico uses closed & open.

[Imhotrodcrazy]

They ignore closed accounts,  which really hurts me.   They ignore a 23 yr old closed account.  My aaoa with them is only 3 plus years where as fico has  me between 6 - 7 yrs aaoa. 

[Anonymous]

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@Imhotrodcrazy wrote:

They ignore closed accounts,  which really hurts me.   They ignore a 23 yr old closed account.  My aaoa with them is only 3 plus years where as fico has  me between 6 - 7 yrs aaoa. 

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It really doesn't hurt you because creditors consider closed accounts in their AAoA so it's best to ignore CK in that regards.