Just a data pt - TU up 43 pt

[Anonymous]

So my last derog dropped off finally from TU. Score went from 763 to 806!

It was a 60 day late back on 11/2013.

EX and EQ already took it out about a month back, and my scores there are 787 / 777.

So yeah, uh, if / when I need a loan, I'll be asking for suggestions as to which ones pull TU!

[AllZero]

Congratulations on your success! That is a great score increase.

[Mr_Mojo_Risin]

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@Anonymous wrote:

So my last derog dropped off finally from TU. Score went from 763 to 806!

It was a 60 day late back on 11/2013.

EX and EQ already took it out about a month back, and my scores there are 787 / 777.

So yeah, uh, if / when I need a loan, I'll be asking for suggestions as to which ones pull TU!

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Those 7 years just draaaggg don't they?!? You got there though!

Congratulations on your success!

[Anonymous]

Re: 7 years

Yes they do drag!! And now that I know better hope to never be in that position again!

[NRB525]

Congratulations on your score improvement!

[Trudy]

Congrats!  Does each bureau have identical information?  

[Anonymous]

Re: identical info

Yes, other than more inquiries (accounts opened) on EX and EQ. I don't remember exactly but the jump in score was comparable when they dropped off from the other two.

[Trudy]

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@Anonymous wrote:

Re: identical info

Yes, other than more inquiries (accounts opened) on EX and EQ. I don't remember exactly but the jump in score was comparable when they dropped off from the other two.

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If those more inquiries represent new accounts are those new accounts on all 3B's?  I know the same data can produce different scores with different bureau's but your difference seem more than I'd expect. 

[Anonymous]

Hi Trudy

The new accounts are present on all bureaus.

The reported inquiries show EQ/EX at 7, TU at 1 (myFico subscription).

Agree that the jump in TU does seem more than expected (no complaints of course). And I got the score from Discover. My sub will refresh Oct 1.

[Credit4Growth]

@Anonymous wrote:

Re: 7 years

Yes they do drag!! And now that I know better hope to never be in that position again!

Very nice fico boost, congratulations to you!