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So my last derog dropped off finally from TU. Score went from 763 to 806!
It was a 60 day late back on 11/2013.
EX and EQ already took it out about a month back, and my scores there are 787 / 777.
So yeah, uh, if / when I need a loan, I'll be asking for suggestions as to which ones pull TU!
@Anonymous wrote:So my last derog dropped off finally from TU. Score went from 763 to 806!
It was a 60 day late back on 11/2013.
EX and EQ already took it out about a month back, and my scores there are 787 / 777.
So yeah, uh, if / when I need a loan, I'll be asking for suggestions as to which ones pull TU!
Those 7 years just draaaggg don't they?!? You got there though!
Congratulations on your success!
Re: 7 years
Yes they do drag!! And now that I know better hope to never be in that position again!
Congratulations on your score improvement!
Congrats! Does each bureau have identical information?
Re: identical info
Yes, other than more inquiries (accounts opened) on EX and EQ. I don't remember exactly but the jump in score was comparable when they dropped off from the other two.
@Anonymous wrote:Re: identical info
Yes, other than more inquiries (accounts opened) on EX and EQ. I don't remember exactly but the jump in score was comparable when they dropped off from the other two.
If those more inquiries represent new accounts are those new accounts on all 3B's? I know the same data can produce different scores with different bureau's but your difference seem more than I'd expect.
Hi Trudy
The new accounts are present on all bureaus.
The reported inquiries show EQ/EX at 7, TU at 1 (myFico subscription).
Agree that the jump in TU does seem more than expected (no complaints of course). And I got the score from Discover. My sub will refresh Oct 1.
@Anonymous wrote:
Re: 7 years
Yes they do drag!! And now that I know better hope to never be in that position again!
Very nice fico boost, congratulations to you!