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Just got my TU score after getting EE on my BK

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Trudy
Valued Contributor

Re: Just got my TU score after getting EE on my BK

Congratulations Sareen!  A clean scorecard with a nice jump in score.  Both are great accomplishments.  Way to go!

FICO - 8: 05/05/23
Message 21 of 65
Anonymous
Not applicable

Re: Just got my TU score after getting EE on my BK

Thanks Trudy!

 

I am planning to stay in the garden so I can watch it go up over the next 7 months. It's going to be exciting to have a score that moves up instead of the current scores that have been pretty stagnant! Smiley Happy

Message 22 of 65
Duke_Nukem
Established Contributor

Re: Just got my TU score after getting EE on my BK

Congrats!  Nice to see that score so close to 800!

 

Did you actually request the EE, or did it happen automatically?  I was looking over some credit reports pulled last year, and I noticed that TU has the expected drop date of our BK7 6 months prior to the discharge date.  I think EQ and EX also had earlier dates listed for removal (the dates line up with the EE timeframes mentioned on here).  Maybe you won't have to make the EE request for EQ and EX and they drop off automatically???  If you have some old credit reports from them, perhaps check to see if they list early removal dates.


Message 23 of 65
Anonymous
Not applicable

Re: Just got my TU score after getting EE on my BK


@Duke_Nukem wrote:

Congrats!  Nice to see that score so close to 800!

 

Did you actually request the EE, or did it happen automatically?  I was looking over some credit reports pulled last year, and I noticed that TU has the expected drop date of our BK7 6 months prior to the discharge date.  I think EQ and EX also had earlier dates listed for removal (the dates line up with the EE timeframes mentioned on here).  Maybe you won't have to make the EE request for EQ and EX and they drop off automatically???  If you have some old credit reports from them, perhaps check to see if they list early removal dates.


Thanks!


I requested EE through Credit Karma's direct dispute feature. 

No such luck on early dates on EX and TU as of my January annual report pull and EQ doesn't have a date at all. 

TU:
F692F908-503E-432E-9AD0-3AD54E7402D9.jpeg

 

EX:

71BCCB66-558E-4F86-9969-4AD57F5CE3D5.jpeg

 

Message 24 of 65
donkort
Valued Contributor

Re: Just got my TU score after getting EE on my BK

Congratulations!

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 25 of 65
AllZero
Mega Contributor

Re: Just got my TU score after getting EE on my BK

Congratulations on your success!

Message 26 of 65
thornback
Senior Contributor

Re: Just got my TU score after getting EE on my BK

BIG CONGRATULATIONS!!!  That's awesome - I'm so happy for you!   Only a few more months and all 3 will be sitting pretty Smiley Tongue

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 27 of 65
Anonymous
Not applicable

Re: Just got my TU score after getting EE on my BK

Congratulations! That's pretty awesome!

Message 28 of 65
Anonymous
Not applicable

Re: Just got my TU score after getting EE on my BK

Yours is one of those profiles that I would show to people who have lost hope. "Oh yeah? Take a look at this!"

 

Congratulations, Saeren!

 

(BTW, that recycle bin of spades still makes me laugh.)

Message 29 of 65
Anonymous
Not applicable

Re: Just got my TU score after getting EE on my BK


@thornback wrote:

BIG CONGRATULATIONS!!!  That's awesome - I'm so happy for you!   Only a few more months and all 3 will be sitting pretty Smiley Tongue


Thanks! 


One can only hope... the two Es are the bane of my existence usually 😂 

Message 30 of 65
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