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Just hit the 850 Mark. HAPPY!!!!!!!!!

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ronron66
Established Member

Just hit the 850 Mark. HAPPY!!!!!!!!!

I just hit the 850 Mark on Equifax even though Length of credit History and Amount of new credit is only rated as Very Good.  WOW.

And imagine I started with a 550 score 5 years ago.

 

 

Message 1 of 12
11 REPLIES 11
roxy72
Valued Member

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Wowwwww!!  Congrats to you!!  Credit goals



Seedling till 5/15/19
Message 2 of 12
Red1Blue
Super Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congrats to you for achieving high scores.

Message 3 of 12
Anonymous
Not applicable

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Now that is truly awesome Smiley Happy You can be proud to have pulled yourself up by the bootstraps and gone from the Fico 550 to 850 in five years! Unreal! Believe that is fast and note able.
Message 4 of 12
Anonymous
Not applicable

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

So happy for you!! Now what is there to do? ^_^

Message 5 of 12
NRB525
Super Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congrats! That is quite a run of improving scores.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 12
Anonymous
Not applicable

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congrats!  I know the feeling as I hit 850 about 2 weeks ago.  About a week later it dropped to 848 but it will always fluctuate.  Enjoy.

Message 7 of 12
disdreamin
Valued Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congratulations!

Message 8 of 12
Azza
Regular Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congratulations man. I bet that feels like magic.

 

What's all reporting, if I may ask?

Currently Reporting:

Current Score:

Gardening Started with:


Message 9 of 12
Chris679
Established Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Curious how old is your oldest account and what is average age? I recently reached a personal high of 836 and with no apps on the horizon this year I wonder if this is possible for me. I'm sitting at 8 and 5 right now.
Message 10 of 12
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