I've found most FAKOs weigh PRs much differently. To the point that I had a 73 point increase in FICO and nary a blip on almost all FAKOs when an old tax lien was removed. FAKOs can be very far off. A year ago my Score Plus FAKO had me at the (better than) 98% rank order while my EQ FICO had me at 40% (690's). It doesn't get much more different than that.
Even VantageScore, which is a valid score some (not many) lenders use, didn't ding me for the old paid lien, so it didn't correlate with my FICO scores.
OTOH, Citi's "Identity Monitor" matched reasonably well with EQ and TU FICOs including during the lien changes. Not that that means it will be close with other people.s CRs.
@wednesdayaddamsd wrote:Kato,
EQ doesn't just drop at the 10 year mark, they drop loooong before. I still have old student loans that should be reporting until 2015 that are my oldest accounts on Experian and Transunion that Equifax dropped a long time ago. I even had Nelnet re-report the loans which they were kind enough to do, and Equifax still won't report them.
I had some older credit cards that still report on TU and EX that were closed just a few years ago, which EQ just mysteriously dropped. I HATE EQUIFAX!
Let's just say EQ has had more curse words thrown at it by me over the past 6 months than you probably think exist. lol....
Did you contact EQ ?
I don't think they are required by law to keep them 10 years .Maybe if you spoke to them and questioned them why
are they removing good tradelines well before the customary 10 year mark you might make some headway .
Ask to speak to a supervisor.
I wish you the best 
On the other hand, Equifax has been known to drop negative information early too.
End of the day, the scores the lender pulls are the only one that matters, but the Equifax Becaon 5.0 found here at myfico is often used by mortgage lenders. Congrats on the approval!
