Lose of AAOA does hurt your score?

[LShawn08]

Within the last 3 or so months, two of my store cards were closed by the credit grantor, for none use. No offense taken, of course. The next day I check my scores on CCC and my Experian goes down 5 points, not large but it did happen 2 days after the card was closed. Any chance the point lose and lose of AAoA is connected? 

Experian: Feb 2 19' 787, previously Jan 2 19'- 792

Oldest account:10 years 7 months, Youngest account:6 years 9 months

AAOA-7 years 10 months, previously 8 years

Derogs- 30 days late; 6 yrs 4 months ago

Open accts:3 Cap1 MC-$1274/11,500 Macys-$0/1800 (New limit of $4,800 not reporting yet)  Sync VISA-$89/7,600 (New limit of $9,000 not reporting yet)

Closed accts:4 All in good standing, 2 store card 1 loan

Inq: 1(2018)

[longtimelurker]

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@LShawn08 wrote:

Within the last 3 or so months, two of my store cards were closed by the credit grantor, for none use. No offense taken, of course. The next day I check my scores on CCC and my Experian goes down 5 points, not large but it did happen 2 days after the card was closed. Any chance the point lose and lose of AAoA is connected? 

Experian: Feb 2 19' 787, previously Jan 2 19'- 792

Oldest account:10 years 7 months, Youngest account:6 years 9 months

AAOA-7 years 10 months, previously 8 years

Derogs- 30 days late; 6 yrs 4 months ago

Open accts:3 Cap1 MC-$1274/11,500 Macys-$0/1800 (New limit of $4,800 not reporting yet)  Sync VISA-$89/7,600 (New limit of $9,000 not reporting yet)

Closed accts:4 All in good standing, 2 store card 1 loan

Inq: 1(2018)

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Closing of the cards does not immediately impact AAoA, as long as the accounts still show on the report.   Score may go down a few points for utilization, as your total CL is now less.