I use USAA for the daily pulls, but thanks to disputes, I can continue to check my actual reports daily as well. Today I noticed this disclaimer on my TU report:
Special notes: The display of your Social Security number has been abbreviated and your account numbers have been modified in this report for your protection. You may request disclosure of your full Social Security number by writing to us at the address found at the end of this report. Also, if any item on your credit report begins with `MEDICAL-`, it includes medical information and the data following `MEDICAL-` is not displayed to anyone but you except where permitted by law.
Of course, that's when I noticed TU doesn't report any of my medical collections...does this mean they are not computed into my score or that they just don't actually report?