Month after getting a secured card my Fico shows 753.

[Anonymous]

Discover secured card now shows a 753 Fico from Transunion. No Fico before because I had no open credit on file. Is it safe to apply for a Amazon credit card?

[SouthJamaica]

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@Anonymous wrote:
Discover secured card now shows a 753 Fico from Transunion. No Fico before because I had no open credit on file. Is it safe to apply for a Amazon credit card?

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Wow. Nice.

Well it's never "safe" but might as well give it a shot.

[Anonymous]

I would make sure you're reporting to EQ/EX as well.

Direct w/ Experian you can get your Fico for free or opt for their 3B report / scores for $1 and get all 3 of them.

Chase is known to double pull 2 out of the 3 CRA's when applying for new credit.

Also, Chase is know to like seeing at least 12 months of history prior to approval in most cases.

[SouthJamaica]

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@Anonymous wrote:

I would make sure you're reporting to EQ/EX as well.

Direct w/ Experian you can get your Fico for free or opt for their 3B report / scores for $1 and get all 3 of them.

Chase is known to double pull 2 out of the 3 CRA's when applying for new credit.

Also, Chase is know to like seeing at least 12 months of history prior to approval in most cases.

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I didn't think OP was talking about the Chase Amazon Visa. Yes it would be premature for OP to apply for the Chase card.

I thought OP was referring to the Amazon store card issued by Synchrony.

[Anonymous]

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@Anonymous wrote:
Discover secured card now shows a 753 Fico from Transunion. No Fico before because I had no open credit on file. Is it safe to apply for a Amazon credit card?

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So that's your only open credit account?  On a super thin file such as that, I'd probably suggest holding out on apps until your account ages a bit more outside of perhaps another secured card like Capital One that would be a sure approval.