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@Abby3 wrote:
As drewg350 stated the only direction these scores can go is down; I am thinking about applying for an auto loan - I am curious to see how that will impact my scores - I haven't always had stellar credit - long ago I had credit issues - charge offs and I couldn't even get a secured card; for those who believe they won't get there - reversing the trend from low to high can be done
Thanks for the reponse on the mortgage question, much appreciated! I'm interested as well to see how the auto loan will impact you though the big hit is on AAOA which needs a before and after snapshot in my experience for data analysis heh.