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My Experian Fico8 is now 775!!!

Flex1
Regular Contributor

My Experian Fico8 is now 775!!!

 

This is awesome because  Experian is my lowest Fico8. 

9 REPLIES 9
calyx
Super Contributor

Re: My Experian Fico8 is now 775!!!

That's awesome, huge congrats! Smiley Happy



F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 1/6 4/12 6/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 2 of 10
19eighty5
Senior Contributor

Re: My Experian Fico8 is now 775!!!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 3 of 10
Nayola
Contributor

Re: My Experian Fico8 is now 775!!!

Congratulations.  It feels good when you see your scores getting higher and higher!

Message 4 of 10
Priory_Man
Established Contributor

Re: My Experian Fico8 is now 775!!!

One day I will post this type of pic. Congratulations, very well done.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 5 of 10
BrutalBodyShots
Super Contributor

Re: My Experian Fico8 is now 775!!!

What was your score previously and what changed causing the increase?

Message 6 of 10
Flex1
Regular Contributor

Re: My Experian Fico8 is now 775!!!


@BrutalBodyShots wrote:

What was your score previously and what changed causing the increase?


It was 751. I believe AZEO caused the increase.

Message 7 of 10
EW800
Valued Contributor

Re: My Experian Fico8 is now 775!!!

Congrats! Smiley Happy
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 8 of 10
BrutalBodyShots
Super Contributor

Re: My Experian Fico8 is now 775!!!


@Flex1 wrote:

@BrutalBodyShots wrote:

What was your score previously and what changed causing the increase?


It was 751. I believe AZEO caused the increase.


What did your accounts with balances and utilization percentages look like before you moved to AZEO?

Message 9 of 10
Flex1
Regular Contributor

Re: My Experian Fico8 is now 775!!!

I had no balances reporting at all. I've always paid everything off in full, usually within days of using cc. Sometimes I'd pay on the same day, if allowed. Not all cards let me do this. I started AZEO recently.
Message 10 of 10
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