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My Experian Fico8 is now 775!!!

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Regular Contributor

My Experian Fico8 is now 775!!!

 

This is awesome because  Experian is my lowest Fico8. 

9 REPLIES 9
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Senior Contributor

Re: My Experian Fico8 is now 775!!!

That's awesome, huge congrats! Smiley Happy


EQ: 804 | EX: 789 | TU: 787 | Accounts: 0/6 2/12 10/24
Happy practitioner of AZE6or7or8
Message 2 of 10
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Senior Contributor

Re: My Experian Fico8 is now 775!!!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 3 of 10
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Contributor

Re: My Experian Fico8 is now 775!!!

Congratulations.  It feels good when you see your scores getting higher and higher!

Message 4 of 10
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Established Contributor

Re: My Experian Fico8 is now 775!!!

One day I will post this type of pic. Congratulations, very well done.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 5 of 10
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Super Contributor

Re: My Experian Fico8 is now 775!!!

What was your score previously and what changed causing the increase?

Message 6 of 10
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Regular Contributor

Re: My Experian Fico8 is now 775!!!


@BrutalBodyShots wrote:

What was your score previously and what changed causing the increase?


It was 751. I believe AZEO caused the increase.

Message 7 of 10
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Valued Contributor

Re: My Experian Fico8 is now 775!!!

Congrats! Smiley Happy
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
May 2020: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $19.5K; Cap1 Plat $8.4K; Barclay $7K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $277K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 8 of 10
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Super Contributor

Re: My Experian Fico8 is now 775!!!


@Flex1 wrote:

@BrutalBodyShots wrote:

What was your score previously and what changed causing the increase?


It was 751. I believe AZEO caused the increase.


What did your accounts with balances and utilization percentages look like before you moved to AZEO?

Message 9 of 10
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Regular Contributor

Re: My Experian Fico8 is now 775!!!

I had no balances reporting at all. I've always paid everything off in full, usually within days of using cc. Sometimes I'd pay on the same day, if allowed. Not all cards let me do this. I started AZEO recently.
Message 10 of 10
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