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My score just dropped 7 pts out of nowhere...with no changes or anything...lower balance actually on my cards. This is FICO being mean I guess. I had an inquiry a few days back and got a new credit card since my report stated NO NEW ACCOUNTS as "NEGATIVE" . Actually the inquiry wasn't even on EQ, it was on EX from Amex and on TU from Citi. I got 2 new credit cards that I applied about 11 days ago. Will this be the reason for 7pts lost. My EX just went down 1 pt.
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Alert: Your FICO® score has dropped
liz20 wrote:
I hope it was a bucket for me too. I guess it was since I'm doing everything right. Thanks guys.
liz20 wrote:
Can I see unlimited credit reports with ScoreWatch 'cause I read on the website it says only 2 power report per year. I am on the 30 day trial now and was thinking on waiting to print my 2nd report on April 16. Just in case I end up cancelling the service. I am also on Experian credit monitoring from freecreditreport.com and they provide unlimited credit report and score. What product you guys recommend for looking at my *current* report and score anytime I want to. Thanks.
The scores you get through freecreditreport.com are not real FICO scores, and they are essentially worthless. See the first post in the Credit Scoring 101 link in my siggy for an explanation of FICO and other credit scores and which kind you should care about.