Well...the two judgments and one lien are gone from EX now! It did not change my fako score though, so not sure what the impact to my FICO might be. My FAKO was really inflated at 670 (FICO 619). I will pull the FICO again as soon as I get one more duplication error fixed.
Only TU has left to correct the PRs.
By the way, for those of you that might be effected by a lien or judgment release I will specify what happened to correct it. Since my three were all due to the State Department of Revenue, they prepared documents for me called a Release of Lien. Mine was only a Partial Release, not because I was still liable, but because the judgment still stands in my ex's name. Therefore the partial release pertained to releasing me and not him. They sent me the original documents and I copied them and sent them to the CRAs. I included a copy of the statement of my Innocent Spouse status from the State Department as well to add credibility. I then took the originals to the County Clerk and Recorder. They made me "Certified" copies of the originals, since I only had one original and my copies were not official (worth the $2 each). They took the originals and are in the process of filing them at which point (about 10 days I am told) they will mail me back the originals to do with what I want. I will then go and file them with the courts to nullify the judgments (this comes with a filing fee - the Recorder's office was supposed to also, but they waived it).
The State said to file the "Recorded" copies with the CRAs, but before I knew that I just sent in regular copies that had not been recorded and it seemed to heve worked. I didn't need to file with the court to get some TL changes, but I need to follow through for my own sake.
Even though I still have some PRs, getting 3 removed felt sooooooooooooooo good!!!
Keep you posted on any FICO changes!
