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My birth year on my TU makes me 100 years old

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
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Member

My birth year on my TU makes me 100 years old

I'm in the process of correcting it but I'm curious if this could be affecting my score. I've read that birth date doesn't factor in but I would think lending to someone that is 100 would be rather risky. 

 

Just curious..

Message 1 of 4
3 REPLIES 3
Established Contributor

Re: My birth year on my TU makes me 100 years old

Nope you put your birthdate with your year on applications.





Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


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Message 2 of 4
Contributor

Re: My birth year on my TU makes me 100 years old

The other person is right, zero affect...I have had to make a few corrections myself.

Current FICO 8 Scores
EQ 759
TU 748
EX 744
Message 3 of 4
Regular Contributor

Re: My birth year on my TU makes me 100 years old

Wow! Wouldn't it had been nice if the mistake on your report was 100 years AAoA !







Message 4 of 4