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My credit score is soaring!!!!!

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Established Member

My credit score is soaring!!!!!

Aug 1, 2007, my scores were: Trans=685, Equifax=664, Exper=651
 
Sept 7, 2007, my scores were: Trans=764, Equifax=718, Exper=703
Message 1 of 5
4 REPLIES 4
Established Member

Re: My credit score is soaring!!!!!

Apr 9, 07, was my worse recently: Trans=759, Equifax=651, Exper=660
 
this was when i had my credit cards generally maxed because at 0% to 5%, and i have several new mortgages.
 
in May 07, I paid down 110k of debt, but didn't know i needed to pay down my credit cards, and my scores became: Trans=685, Equifax=664, Exper=651....and stayed to Aug 1, 07....then....
Message 2 of 5
Established Member

Re: My credit score is soaring!!!!!

on Aug 2, 07, i paid down 245k worth of debt, but still not my credit cards, and my scores....
 
August 13, 07 were: Trans=783, Equifax=668, Exper=654......notice the last 2 mainly care about credit cards
 
then i paid down my credit cards from 99% to under 30% utilization (except for a 50.5k at 3% loan, i paid that down to 25k for under 50% utilization)....then:
 
August 17, 07 my scores were: Trans=783, Equifax=687, Exper=665
 
Sept 7, 07 my scores were: Trans=764, Equifax=718, Exper=703
 
*****Equifax jumped the days listed above, since i have an alert e-mail w/ them only.....the Trans and experian scores are from my checking them on the day equifax jumped.
Message 3 of 5
Established Member

Re: My credit score is soaring!!!!!

We are in the same ball park.
TU 713
EQ 702
EX 746
I have one late payment on one account (Macy's) back in October '06.  The only really negative I can see.  I wrote them a GW today.  I hope they can help me out.  I'm trying to get TU and EQ up to the 720's.   Wish me luck. 
 
 
Message 4 of 5
New Member

Re: My credit score is soaring!!!!!

What is GW?
Message 5 of 5
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