MyFICO alerted that I have a change in my credit report balance on eqifax. it shows my 2 credit card that was at 96% cu but now it's paid off.. when will ir update in my credit report and fico score? It should raise my credit score since my cu was at 96% and now it's a 0%. Does the fico score report in real time?
Usually you get the alert first of the balance change. Then the next one will show the score change in most cases. Your FICO score has changed usually pops up. Congrats!
Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my recovery after BK from learning here. Started 540's. EX FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.