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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

SPChaser
Frequent Contributor

OMG 800 CLUB BABY!!!!!!!

0B8253F1-F007-42FD-A613-9EE63E006FE9.jpeg

I'm so very very humbled right now. I just happened to check my Jet Blue Barclay app and looked at my score to see if it updated. The perivous score was 797 so I know I was close, but it wasn't budging, at least I'm my inpatient mind lol, l yet I really didn't think I would ever get here. As I've posted before, wifey and I were so very fortunate to be able to pay off a massive debt, and we're seeing the results of that. We were able to refinance our mortgage in less than 2 weeks and purchased her a new car all on our without the assistance of family because our credit scores have so vastly improved. We never want to be in that debt hole again!!! I just felt sharing this achievement is important because l've learned so much invaluable information on these forums that I want people who are also in rebuild, paying off debt, or working to improve their credit scores  that it's definitely worth the sacrifices to get there. TU is my only clean credit report, and I'm working still to remove that one 30 day late from EX and EQ. Thanks again!!! 

“Play the game, but don't believe in it“
Message 1981 of 2,020
CreditAggie
Senior Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Congratulations on achieving an 800 FICO Score!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 1982 of 2,020
grower1
Frequent Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Congrats!! What does it feel like to be on the other side lol?




Message 1983 of 2,020
AllZero
Super Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Congratulations on your success! That's an excellent score.
Message 1984 of 2,020
SPChaser
Frequent Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Thank you @CreditAggie !

 

@grower1  it feels AMAZING!!!! Smiley Very Happy I remember when my scores were in the 500s and very low 600s. I was never in the 700s and now I'm in the 800 club Smiley LOL Flipping Amazing!!!

 

Thanks @AllZero!! Feels great 🥳🥳🥳

“Play the game, but don't believe in it“
Message 1985 of 2,020
ComeBackLady
Established Contributor

Re: OMG 800 CLUB BABY!!!!!!!


@SPChaser wrote:

0B8253F1-F007-42FD-A613-9EE63E006FE9.jpeg

I'm so very very humbled right now. I just happened to check my Jet Blue Barclay app and looked at my score to see if it updated. The perivous score was 797 so I know I was close, but it wasn't budging, at least I'm my inpatient mind lol, l yet I really didn't think I would ever get here. As I've posted before, wifey and I were so very fortunate to be able to pay off a massive debt, and we're seeing the results of that. We were able to refinance our mortgage in less than 2 weeks and purchased her a new car all on our without the assistance of family because our credit scores have so vastly improved. We never want to be in that debt hole again!!! I just felt sharing this achievement is important because l've learned so much invaluable information on these forums that I want people who are also in rebuild, paying off debt, or working to improve their credit scores  that it's definitely worth the sacrifices to get there. TU is my only clean credit report, and I'm working still to remove that one 30 day late from EX and EQ. Thanks again!!! 


Congratulations on your terrific accomplishment! That's just great! The 800 CLUB!!! 🤩🤩🤩 Do they serve cocktails? 😉 Thanks for letting us all know and shining the light behind you. 

Am I correct in understanding it took you about 2.5, 3 years to do this, yes? 🥳

Starting Score: June 2020: 502
Current Score: EX: APR 11 - 682, APR 19 – Fico 9/EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
FICO 8: 682, FICO 9: 726

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, APR 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s


Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 1986 of 2,020
SoCalGardener
Established Member

Re: OMG 800 CLUB BABY!!!!!!!

Congratulations! And welcome to the 800 club! It's awesome in here, so let's make sure we stick around. Smiley Happy
Amazon Prime Store CardAmerican Express Blue Cash Everyday CardAmerican Express Everyday CardAmerican Express Platinum CardBank of America Cash Rewards CardCapitalOne Quicksilver MastercardCapitalOne Quicksilver Visa CardCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards CardSynchrony Home Card
Message 1987 of 2,020
Slabenstein
Valued Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Congrats on hitting a credit milestone!


Message 1988 of 2,020
newfossil
Valued Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 1989 of 2,020
Mr_Mojo_Risin
Valued Contributor

Re: OMG 800 CLUB BABY!!!!!!!

Big congrats is in order! Fine job putting in the hard work! 

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 1990 of 2,020
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