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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Thanks, BBS.  I guess I should have known that by now.  It's just when folks keep adding other scoring numbers -  that boggles my mind.  Best that I simply ignore all of the other stuff. 

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Starting scores:2007 - TU-850; EX-850; EQ-850. JUNE 11, 2015 - TU-850; EX-850, EQ-850 - Also FICO 8.
LATEST SCORES: EQ: 850; TU: 850; EX: 850; FICO 9 - AS OF MARCH 7, 2016

LATEST SCORES AS OF Nov. 24, /2016 - TU- 850; EQ - 846; EX - 836.- Smiley Sad
Scores as of June 1, 2017: EQ - 842; TU 841; EX - 842;
SCORES as of April 19, 2018: EQ - 834; TU - 841; EX - 832.
Message 1641 of 1,690
Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Arrgh!  So close, and yet, so far!

 

FICO D Hardee 052419.jpg

From USAA as of May 13, 2019.  It's torturing me!  Naah, not really.

 

A humble brag, I know, but I've worked damned hard to get my score where it now is.  My oldest account would have to be American Express from 1987.

EQ: 850 (01/2018)
TU: 830 (1/2018)
EXP: 825 (06/2018)
USAA Sig. VISA (7.25%) - AMEX Zync (NPSL)- AMEX Everyday (14.99%)- NFCU VISA Signature (10.65%) - Simmons First National Bank VISA (8.25%) - Citi Thank You Rewards Mastercard (12.65%)-USAA "Limitless" Cashback Rewards VISA Signature (14.45%)-AMEX Cash Magnet (13.25%)
Message 1642 of 1,690
Super Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Do you know what your constraint to 850 is?  Clearly it's not AoOA since you're at ~32 years there.  What's your AAoA? 

Message 1643 of 1,690
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

HI Mom478 (and everyone else)

 

I just joined the beginning of May, so am pretty new to the forums myself.  Prepping for a mortgage

in the next 18 months, no better time than the present to get my report squeaky clean.  Lots of GREAT

INFORMATION here!  

 

My scores from MyFico are:

 
EQ Fico 8 750                                
TU Fico 8 739                                 
EX Fico 8 723       

 Mortgage Scores    

 EQ5 744  

 TU4 734 

  EX2 711

 

Waiting for a 30D(from June 2013) on a closed account to drop off my reports this time next year.  

 

I can't wait.  Welcome to the forums! 

 

 

My Wallet


Installment Loans






Starting FICO 8 Scores 5-5-19

Current Scores

Starting Mortgage Scores 5-5-19

Current Mortgage Scores












Message 1644 of 1,690
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

@Thomas_Thumb....Look in you mirror Thomas_Thumb....that is me on your back bumper!!! I can't pass you, but maybe I can pull beside you!!!

 

junescores.JPG

TU fico08=823 08/29/19
EX fico08=813 09/12/19
EQ fico08=826 09/04/19
EX fico09=815 09/04/19
EQ fico bankcard08=852 08/27/19
Message 1645 of 1,690
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@LilyBee wrote:

Hello: I haven't been on here for quite awhile since my computer crashed. My how things have changed on this forum.

I haven't checked MYFICO scores lately, but my credit cards that provide FICO scores are all 850 across the board. Guess I'm still doing okay. I will do the MYFICO thing again for a 'legitimate' score one of these days. Glad to see you all are still hanging in there.

 

Cheers.


What credit card supplies EQ fico 08 scores?...I could not find one, I had to join Langley FCU to get that one every month. Is there a credit card issuer that supplies it?

TU fico08=823 08/29/19
EX fico08=813 09/12/19
EQ fico08=826 09/04/19
EX fico09=815 09/04/19
EQ fico bankcard08=852 08/27/19
Message 1646 of 1,690
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Discover, Capital One, Bof A, AX, others . . . - just regular FICO scores.  I don't know about the 08 scores.

--------------------------------------------------------------------------------
Starting scores:2007 - TU-850; EX-850; EQ-850. JUNE 11, 2015 - TU-850; EX-850, EQ-850 - Also FICO 8.
LATEST SCORES: EQ: 850; TU: 850; EX: 850; FICO 9 - AS OF MARCH 7, 2016

LATEST SCORES AS OF Nov. 24, /2016 - TU- 850; EQ - 846; EX - 836.- Smiley Sad
Scores as of June 1, 2017: EQ - 842; TU 841; EX - 842;
SCORES as of April 19, 2018: EQ - 834; TU - 841; EX - 832.
Message 1647 of 1,690
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@LilyBee wrote:

Discover, Capital One, Bof A, AX, others . . . - just regular FICO scores.  I don't know about the 08 scores.


Capital One is a Vantage 3.0 score, Discover is TU fico08, Bof A is also TU fico 08. American Express is TU Vantage 3.0. If AX is American express, none of those 4 are fico scores except Discover and Bof A, both of which are TU fico 08.

TU fico08=823 08/29/19
EX fico08=813 09/12/19
EQ fico08=826 09/04/19
EX fico09=815 09/04/19
EQ fico bankcard08=852 08/27/19
Message 1648 of 1,690
Super Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@sarge12 wrote:

American Express is TU Vantage 3.0.

Amex still provides EX Fico 8 monthly in addition to the recently added TU VS 3.0.

Message 1649 of 1,690
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@BrutalBodyShots wrote:

@sarge12 wrote:

American Express is TU Vantage 3.0.

Amex still provides EX Fico 8 monthly in addition to the recently added TU VS 3.0.


How do you get to the fico 08 scores oa amex?

TU fico08=823 08/29/19
EX fico08=813 09/12/19
EQ fico08=826 09/04/19
EX fico09=815 09/04/19
EQ fico bankcard08=852 08/27/19
Message 1650 of 1,690
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