Our Forums' FICO High Achievers: Who has at least... - Page 176 - myFICO® Forums

babbles · ‎12-19-2019

Congrats! I kind of wonder if some type of manipulation takes place once you get well over 800. Seems like since I'm over 823 ex, 829 for the other two, the releasing of info to my credit files seems to be slower and the score increases are less generous. Last month my two installment loans decreased a total of $4693 and no increase and revolving balance increased by $3. A few months ago I saw a few point increase on all files when I increased on my revolving by $3. What gives??

eastsea · ‎12-22-2019

My scores broke into 800 club as of early this month. Considering it was in 500's only 4 months ago in August I see it a big win.

Of course, I had received tremondous help from this forum as well as my supportive family.

vpae · ‎12-27-2019

@vpae wrote:
I posted mine in the other thread but this place seems fitting. Just pulled this.

The Apple Card reported and the score on TU took a dip but EX went up!

12/19/19

06/11/20

07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs

Anonymous · ‎01-29-2020

My credit score was in the dump for the latter half of the last decade. It hovered around 650 for the longest. In April of 2018 I decided to be responsible and take control of my credit .... As of now my credit scores are listed below. Paying my bills on time .. no late payments ... and keeping my UL low .. your score will rise quickly

I currently have an Auto Loan, Delta Amex Gold, Discover Chrome (Which started off as a Secured and graduated in 7 months with routine CLI), as well as a Wells Fargo which started off as a Secured and graduated in six months. For an added Boost I decided to use Self Lending .. as anoter Installment account to compliment the Auto Loan. Creditors like to see a mix of accounts it shows just how responsible you are to juggle so many different accounts and being responsible. .

kroberts67 · ‎02-06-2020

This is the only place I know I can scream this from the rooftops! Low 500's and laughed at my landlords 10 years ago to Jan 2020 with an 847. When I was here back in 2013 til 3am every night, learning and rebuilding, I heard of some guy in the forum who had a few cards and an 850. I never imagined I could get there, but then finally 2019 was my year to be out of debt, followed by the 847... I think it was TU. Anyhoo! Yay!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey