myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

tag
Get Access Now
Anonymous
Not applicable
‎05-29-2020 04:47 PM
‎05-29-2020 04:47 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I'm officially in!

 

1 removed collection, $15,000 in balances paid down, $17,000 in CLI and 115 points was a long journey.  Crossed 700 for the first time ever earlier this year and now 760.  next up is 760 for the mortgage scores!

 

760.PNG

Message 1811 of 2,020
Anonymous
Not applicable
‎06-02-2020 12:21 PM
‎06-02-2020 12:21 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I am just now entering those ranges as when I just moved to America I did not have a clue about how d=credit worked, and life happened. But recovery is a very long road.

Message 1812 of 2,020
Aim_High
Super Contributor
‎06-02-2020 12:40 PM
‎06-02-2020 12:40 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

@Anonymous wrote:

I am just now entering those ranges as when I just moved to America I did not have a clue about how d=credit worked, and life happened. But recovery is a very long road.

I see this is your first post! 

Congrats on that and your progress and welcome to My Fico Forums! Smiley Happy


Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1813 of 2,020
0 Kudos
Deuter
Regular Contributor
‎06-10-2020 03:52 AM
‎06-10-2020 03:52 AM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I think i just have entered without having a TIN and SS! AZEO! 2 years credit history.

D8FBFB51-FD06-4689-A70A-FF3F3B824ED3_1_105_c.jpeg

Message 1814 of 2,020
Aim_High
Super Contributor
‎06-10-2020 09:24 AM
‎06-10-2020 09:24 AM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

@Deuter wrote:

I think i just have entered without having a TIN and SS! AZEO! 2 years credit history.

D8FBFB51-FD06-4689-A70A-FF3F3B824ED3_1_105_c.jpeg

Congrats @Deuter !  Great job! Smiley Very Happy


Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1815 of 2,020
Anonymous
Not applicable
‎06-13-2020 06:03 PM
‎06-13-2020 06:03 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

As of today, I have all three FICO8 scores above 760...

FICO8

EQ 794

TU 813

EX 783

See the source image

 

Now if I could figure out why FICO9 has me in a dirty scorecard and has me 100 points lower than FICO8, i'd be super happy.

Message 1816 of 2,020
909
Regular Contributor
‎06-14-2020 07:32 AM
‎06-14-2020 07:32 AM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

My scores have been over 800 since mid-2016. New accounts (Home Equity loan, an occasional credit card) have knocked it down15 points or so. My newest account is 16 mos old. Does anyone have an insight when I might hit 850? It's been a good journey since the dark days of 2008-2010.EB67BD9A-D758-4EE5-8738-C6C8C88A42B3.jpeg

 

D30B3867-712A-4521-AD64-C6CC3E9DB355.png

 

840B146B-D8F2-4ABC-943F-8118A4FFC080.png

 

Fico 8 Scores
7/2020: EQ - 842; TU - 832; EX - 848
10/2017: EQ - 823; TU - 835; EX - 824
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 670
5/2014: EQ - 653
11/2013: EQ - 645
05/2013: EQ - 656
11/2012: EQ - 646

Eight CCs ($179,500 CL, 0%-1% UTIL)
AoOA = 18.6 years, AAoA = 60 mos., AoYA = 18 mos.
One mortgage, one HELOC, no car loans.
Derogs from 2009 and 2010 now gone after 7 years. I started paying attention to credit scores in about 2014. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011

Message 1817 of 2,020
0 Kudos
wowzera
Valued Member
‎06-15-2020 05:02 PM
‎06-15-2020 05:02 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Could you please share what service / app is this @Deuter, that's showing your credit report with all three bureaus.

Message 1818 of 2,020
Deuter
Regular Contributor
‎06-15-2020 05:32 PM
‎06-15-2020 05:32 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

@wowzera wrote:

Could you please share what service / app is this @Deuter, that's showing your credit report with all three bureaus.

Hi @wowzera sorry i forgot to add! I'm using Credit Secure from American Express, just the trial version for $1.

Message 1819 of 2,020
creatorprime
Valued Member
‎06-16-2020 03:49 PM
‎06-16-2020 03:49 PM

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

As of Today 06/16/2020, this is the first time any of my scores have been higher than 760.

 

EQ: 756

TU: 773

EX: 752

Message 1820 of 2,020
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.