Wow! Congratulations! This is my goal!
Starting Score: 784
All of my scores are over 800. Starting rebuilding in 2015 with a 550. Just saw that Citi Bankcard 8 has me at 858. That was a 25 point jump from 2 weeks prior. Don't know why.
@Anonymous wrote:Two of my youngest credit cards turned a year old this month, leaving all my revolvers (5) over 12 months old. Yet, my scores barely moved: Exp: 792. Eq: 797. I expected a large bump, maybe 15, but didn't. I'm baffled.
Are you on a clean or dirty card?
@Anonymous wrote:Clean card.
In that case, it may be that you recovered most of the point loss from being on a new account scorecard incrementally over the year that your most recent revolver has been open.
Just an update for the month:
@Anonymous wrote:I have been visiting this forum for many months and decided to join today to learn more about this fascinating world of credit. 11 months ago I decided to see what my credit score was and found it was 552. Didn't realize how bad it was until I visited this forum. Read some tips and decided to apply for a secure credit card with a limit of $300. Per info I read here I paid it off every month and kept the UTI under 10% each month. I have watched it everyday slowly but surely go up and up and now have reached a Transunion FICO score of 767. I will now be reading about what my next steps should be. Thanks to everyone here for the wealth of information.
Welcome to My Fico Forums, @Anonymous, and congrats on your credit score progress! 
Going from 552 to 767 in only 11 months is fantastic! Well done.
Hi everyone!
I've been off the boards for months but wanted to drop by and update. I'm almost there. Congratulations
to everyone that has accomplished their goals and to those that haven't, keep up the great work. It will
happen before you know it. Slow and steady will win out in the end.
I would like to wish everyone a wonderful holiday season!
