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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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Mr_Mojo_Risin
Senior Contributor

Re: Excited to see 850

Screenshot_20210411-093644_Google.jpg

I barely made it, but made it nonetheless! Lol

I have a few more scores that are in the 760's that are auto and bankcard scores from EX.

 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
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Queen_Etherea
Valued Contributor

Finally Reached 800!

OMG I can't even believe it! I checked my TU score yesterday and it went up about 13 points to 800! My scores have been in the high 700's for quite some time, but I was running balances on every card I had, plus had some of them with high balances. Since we're now officially ready to start the house buying process, I knew I needed to pay my cards off. I knew my scores would go up, but I didn't think they'd go up this much! Most of my balances haven't updated on my credit reports, so I'm really excited to see what my scores will be once all those payments hit. I had about $7K total that I needed to pay, so I just buckled down, used the money I got from my stimulus check plus money I had saved, and made the payments. My utilization went from 11% to 8%, and should go down to about 2% once all my statements cut and report.

 

As you can see in my signature, my starting scores were horrendous! I truly could not have done it without this community. You guys are amazing and although I don't post as much as I used to, I still lurk around and always learn something new. So I just wanted to give a big thank you to those that helped me out these past few years. I'm sure you'll find me in the mortgage section in this upcoming year! Heart

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
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Anonymous
Not applicable

Re: Finally Reached 800!

Woohoo! Major congrats!

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AllZero
Mega Contributor

Re: Finally Reached 800!

Congratulations on your success! You've come a long way.
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Mr_Mojo_Risin
Senior Contributor

Re: Finally Reached 800!

That's quite an accomplishment!

Good luck with the mortgage!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 1975 of 2,020
HindSight_20_20
Frequent Contributor

Re: Finally Reached 800!

Wow congrats on the 800 score reach! Nice work!! Smiley Happy


Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge



HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
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newfossil
Valued Contributor

Re: Finally Reached 800!

Nice! Congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
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M_Smart007
Legendary Contributor

Re: Finally Reached 800!

Excellent ...Congrats!Smiley Happy

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tussking
Established Contributor

Re: Finally Reached 800!

HUGE ACCOMPLISHMENT! CONGRATS!!!!

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
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SweetCreditObsession
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

@john316 - thank you for sharing your personal experience. I agree that this site has been a great resource and encouragement to keep working to improve my profile.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





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