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I barely made it, but made it nonetheless! Lol
I have a few more scores that are in the 760's that are auto and bankcard scores from EX.
OMG I can't even believe it! I checked my TU score yesterday and it went up about 13 points to 800! My scores have been in the high 700's for quite some time, but I was running balances on every card I had, plus had some of them with high balances. Since we're now officially ready to start the house buying process, I knew I needed to pay my cards off. I knew my scores would go up, but I didn't think they'd go up this much! Most of my balances haven't updated on my credit reports, so I'm really excited to see what my scores will be once all those payments hit. I had about $7K total that I needed to pay, so I just buckled down, used the money I got from my stimulus check plus money I had saved, and made the payments. My utilization went from 11% to 8%, and should go down to about 2% once all my statements cut and report.
As you can see in my signature, my starting scores were horrendous! I truly could not have done it without this community. You guys are amazing and although I don't post as much as I used to, I still lurk around and always learn something new. So I just wanted to give a big thank you to those that helped me out these past few years. I'm sure you'll find me in the mortgage section in this upcoming year!
Woohoo! Major congrats!
That's quite an accomplishment!
Good luck with the mortgage!
Wow congrats on the 800 score reach! Nice work!!
Nice! Congratulations!!!
Excellent ...Congrats!
HUGE ACCOMPLISHMENT! CONGRATS!!!!
@john316 - thank you for sharing your personal experience. I agree that this site has been a great resource and encouragement to keep working to improve my profile.