Paid off furniture and update to $0 balance i lost 7 points on equifax how??

[Anonymous]

I had got a acceptance now furniture loan from Bobs furniture. I paid it ontime for 6 months and now reporting to all 3 bureus i went up 3 points on transunion. 1 on experian and i lost 7 points on equifax why??

It was a $1700 installemnt loan i paid it for 6 months and last month paid it in full now i lost points? Should i dispute this?

Here is the alert i got

COMPANYACCEPTANCE NOW

• BALANCE
• $1,60 $0

• PAST DUE
• Not Reported

• STATUS
• Pays Account As AgreedNot more than two payments past due

• LAST ACTIVITY
• 04/01/201505/01/2015

• DESCRIPTION
• Rental AgreementClosed or paid account / zero balance Rental agreement

[Anonymous]

All things being equal, it could be that the one bureau values having the installment loan more. That is the only negative I have in one bureau - no installment loans.

[DeeBee78]

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@Anonymous wrote:

I had got a acceptance now furniture loan from Bobs furniture. I paid it ontime for 6 months and now reporting to all 3 bureus i went up 3 points on transunion. 1 on experian and i lost 7 points on equifax why??

It was a $1700 installemnt loan i paid it for 6 months and last month paid it in full now i lost points? Should i dispute this?

Here is the alert i got

COMPANYACCEPTANCE NOW

• BALANCE
• $1,60 $0

• PAST DUE
• Not Reported

• STATUS
• Pays Account As AgreedNot more than two payments past due

• LAST ACTIVITY
• 04/01/201505/01/2015

• DESCRIPTION
• Rental AgreementClosed or paid account / zero balance Rental agreement

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You can't dispute the effect on your scores. You lost points becuase you no longer have that type of account (installement) reporting.