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Paying Down B of A C/C With Personal Loan

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MarineVietVet
Moderator Emeritus

Re: Paying Down B of A C/C With Personal Loan


@Anonymous wrote:
 
So in obtaining credit a lender might and does look at different parameters than just your FICO Score?. So your FICO Score is not the end all be all of obtaining credit?

No not at all. It's just one item that might be looked depending on the lender. Of course scores are looked at but a person can have excellent scores and be denied because their DTI is extremely high or their employment history is chaotic and unstable.

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