Last week on a discussion here, @ImTheDevil advised me to call Experian to see if I could talk them into removing a 30 day late from 2012. I called and was told that since this is an active revolving (TLOC) it will remain reporting until I finally pay it off and reported as closed. Okay, I understand.....this morning I found that it's gone! Early too....wasn't supposed (in my mind) to until May 2019. It is "Poof!" gone from my report and DH's report as well. Did Experian throw me a bone? I'll take it "ruff ruff"
Oh gosh! Forgot to add Thanks @ImTheDevil I think that phone call made it happen.
That’s awesome make sure you let us know what it does for your score too!
Okay, Experian is my lowest score, fingers crossed!
yeah, this acct will keep reporting every month cause I'll probably never pay the thing off.