I recently became aware that I owed a debt that I wasn't even getting a phone call on or bill. When I called them, they said we tried to contact you and we can not remove the negative information. So after finally getting the Manager of the company, he said they could modify the loan if I made 3 consecutive payments. I asked if I could make them all at once so I can have the negative information stop being reported. It recently has been updated to show, Paid as agreed and no past due amounts. What should I see in terms of a credit score bump?