Ok, so today I finally got the notification that cap 1 has reported my new cli + uti, so I expect my scores to get a boost once my CCT updates tomorrow.
My question is.. If I applied for a card now, would it do a now score? or do I have to wait for a bit for the cc company to pull the updated score? The reason why I ask this is because the prequal pages tend to pull scores that are a couple of months old.
Any input on this would be greatly appreciated.
Thanks.
An inquiry is liable to cause a decrease in your Fico. Fico scores are generated on the fly based on the info in the report so a change at 1PM will possibly affect a score asked for at 1:01PM
