As there is a general lack of good data points around mortgage scores I thought I would post the trend of my mortgage scores over the last year.
Profile details:
AoYRA: hit 2 years on 4/1; a HELOC that is now closed.
10 credit cards, normally reports a balance on 2-5 cards
2 loan closed in the last 12 months, a personal loan and a mortgage.
Open loans:
1 mortgage opened in June of last year
1 auto loan
2 personal loans, one opened in November of last year
Youngest account is 5 months old (personal loan mentioned above)
Mortgage scores over the last year
The big dip in July is when my newest mortgage reported. The increase in January is when a different mortgage and the HELOC was reported paid and closed.
And just for completeness my FICO 8 over the same time frame
Feel free to ask questions if I left out any relevant information
@dragontears wrote:As there is a general lack of good data points around mortgage scores I thought I would post the trend of my mortgage scores over the last year.
Profile details:
AoYRA: hit 2 years on 4/1; a HELOC that is now closed.
10 credit cards, normally reports a balance on 2-5 cards
2 loan closed in the last 12 months, a personal loan and a mortgage.
Open loans:
1 mortgage opened in June of last year
1 auto loan
2 personal loans, one opened in November of last year
Youngest account is 5 months old (personal loan mentioned above)
Mortgage scores over the last year
The big dip in July is when my newest mortgage reported. The increase in January is when a different mortgage and the HELOC was reported paid and closed.
And just for completeness my FICO 8 over the same time frame
Feel free to ask questions if I left out any relevant information
@dragontears What was the F8 dip?